The Queenan Law Firm
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Fort Worth Car Accident Attorney
Standing on the side of the road after a car accident can be a surreal experience. It may feel like you are watching a very bad movie but you cannot seem to change the channel. Accidents happen in the blink of an eye but can change the course of your life. If you have been injured you probably have a lot of questions about how the accident happened, what types of injuries you may experience, and how are you going to pay for all the expenses that are a natural result of an accident.
Common Types of Auto Accidents
Car accidents can happen in many different situations. They might occur due to speedy highway driving or bumper-to-bumper traffic, but they can also occur on side streets and in parking lots. How vehicles collide with other vehicles, objects, and even pedestrians impacts the resulting injuries.
- Rear-end collisions - Rear end collisions are a very common car accident where one car crashes into the rear of another car. There are many reasons why there may be a rear-end collision but generally, it is the result of a driver not paying attention and noticing that the car in front of them has come to a complete stop. Because of this, the driver who has actually hit the car in front of them is generally considered to be at fault for the accident. Injuries that typically result from this type of accident include whiplash.
- Side-impact collisions- These types of accidents tend to be more severe than rear-end accidents because of the location of the impact in relation to the passengers. These type of accidents are also known as T-bone collisions and tend to occur at intersections where one car continues through a red light or stop sign while another car is in the intersection. Depending on the speed of the vehicles a side impact collision can cause a car to roll over or spin into other lanes of traffic. In addition, injuries can be more or less severe depending on the type of car and the type of safety features that are included in the car in addition to the speed the cars are traveling.
- Vehicle Rollover – anytime a car is struck at a sufficient speed there is the chance that the car could rollover or flip. Depending on the speed and the direction that the cars were traveling cars and particularly SUV’s can roll multiple times. When there is a rollover there are unique injuries and dangers that some of the other listed accidents do not always pose. Traumatic brain injuries including concussions are more likely in these type of accidents because of the rapid and sudden change in direction.
- Pile-ups – Often accidents happen in crowded and congested areas and in those cases there are often more than one car involved. Pile-ups usually occur on highways or freeways. These type of accidents tend to be the most dangerous, deadly, and likely to cause massive damage to personal property and to the people and passengers involved.
What is Fault and Who is to Blame?
When there has been an accident figuring out who is to blame is not always an easy task, but it is important because who is determined to be at fault will be the person that will have to pay. Under Texas law, all drivers are required to but at least the minimum amount of insurance when they are driving. Texas uses a 30/60/25 system to allocate damages. Under this system 30,000 is devoted to each injured person up to a total of 60,000 per accident, and up to 25,000 for property damage.
Texas uses a "fault" system when it comes to auto insurance. The Texas Department of Insurance has provided a definition of sorts for what exactly a fault system is. According to their site, a "fault" system is one that requires drivers to "pay for the accidents they cause." After an auto accident occurs, any of the occupants in the respective vehicles who suffered an injury can file a claim to seek compensation from the other driver’s insurer.
A driver, passenger, or pedestrian who suffered the injury in the crash may decide to file a claim with his or her own auto insurance first. This sort of claim is what is known as a "first-party" claim, because as its name implies it is because the person involved is actually filing the claim. Conversely, the injured person may also decide to seek compensation from the other driver's insurance company from any one of the 30/60/25 categories, by filing what's known as a "third-party" claim. Finally, an injured person may also choose to go to court and file a lawsuit in order to prove fault and seek money damages for injuries, property damage, pain and suffering, and other losses related to the accident.
Contact an Experienced Fort Worth Car Accident Attorney
When you work with us here at Queenan Law, you are more than just another case and a dollar sign to us. We take a personal interest in all of our clients, and do our very best to serve their legal needs and accommodate them and their particular needs. It’s our stance that the victims of car accidents deserve to be compensated for hardships they have been burdened with as a result of other drivers’ thoughtless actions. Call us at (817) 476-1797 to schedule your free and confidential legal consultation.