The Queenan Law Firm
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Dallas Lawyer who Sues Insurance Companies
Insurance companies are able to provide damages after an injury or in a moment of need much quicker than taking a case to court. In many cases, insurance also covers things like medical procedures or other needs through the terms of your insurance policy. While insurance is a necessary part of many aspects of our lives, it can be extremely problematic when you need your insurance company to make a payment and they do not come through for you. When that happens, you may need to turn to a lawyer to get the money you are entitled to.
The Dallas lawyers at The Queenan Law Firm represent people in lawsuits against insurance companies to enforce the terms of insurance policies and get them the money they deserve. We help fight denials and appeals, and we work to ensure that third-party claims are paid in full. If you are having trouble getting money from an insurance claim, call our lawyers today at (817) 774-9627 to set up a free legal consultation on your case.
Fighting First-Party and Third-Party Insurance Denials
When you file an insurance claim, you either file the claim with your own insurance or with someone else’s insurance. If you are filing a claim against your healthcare insurance or dental insurance, or if you have first-party accident coverage in your homeowners or auto insurance, you might file a first-party claim to get your own insurance company to cover the costs. Alternatively, after an accident or injury, you might file a third-party claim against someone else’s homeowners insurance, business liability insurance, or auto insurance. Each type of claim is handled a bit differently, but our lawyers can help fight for the money you deserve in either case.
First-Party Insurance Lawsuits
When you file a first-party insurance claim against your own insurance, your insurance policy will be the key to getting the money you need. Your insurance company is contractually required to pay you money if the terms of the insurance policy are met. For example, your medical insurance should pay for medically necessary procedures, and homeowners insurance should pay for damage from storms or fires. Your insurance might deny a claim if they think the terms of the policy are not actually met, but our lawyers can help appeal a denial or even take your insurance company to court for breaching the insurance policy’s agreements. If your insurance company had no intention of ever paying your claim, you may even be able to sue the insurance company for bad faith.
Third-Party Insurance Lawsuits
After an accident or an injury, the responsible party (the defendant) might have insurance that will pay the claim. This typically means that their insurance company will provide them with a lawyer to defend them and cover the costs they have to pay according to the terms of the insurance policy between the defendant and the insurance company. In some cases, you might be okay filing a third-party claim against their insurance to pay for damage to your vehicle or minor injuries. However, if you face more substantial injuries, you may be better off filing a lawsuit instead of an insurance claim.
Insurance claims often limit the damages you can receive, cutting off access to pain and suffering damages or paying only a fraction of the money you deserve for medical bills and lost wages. To get the maximum compensation you are entitled to under the law, you may need to sue the defendant and their insurance company instead of filing a claim.
Types of Insurance Lawsuits in Dallas
Insurance covers many aspects of your life. Homeowners insurance might cover damage to your home or injuries other people sustain at your house. Even lost or damaged property or injuries that take place away from home might be covered by these policies. Auto insurance is required in Texas and usually covers injuries you cause other people during a crash – but you may be able to purchase first-party protections as well. Other insurance companies also cover travel insurance, medical care costs, flood insurance, workers’ compensation, injuries at stores and businesses, and other accidents and injuries.
Each type of claim works a bit differently. The first important factor in how your case will proceed is whether your claim is a first-party or third-party claim. With first-party claims, your lawyer will focus on the contract between you and your insurance company. Holding the insurance company to the terms of their agreement can often result in the payments you need, as many insurance companies are quick to correct their errors when confronted with legal action.
When third-party insurance claims are denied, your lawyer will need to prove that the policyholder was at-fault for the injuries before the court can order the insurance company to pay damages. This kind of lawsuit usually requires your lawyer to prove how the accident happened or how the injuries occurred and to explain why the defendant was at fault. This proof will be different depending on how the injury occurred, such as whether the case was a car accident case, a slip and fall, or some other accident.
Call Our Dallas Lawyers for Help with an Insurance Claim or Denial
Whatever type of case or claim you are involved in, our attorneys can help you understand what your insurance claim is supposed to be worth, what damages you might be able to claim in a lawsuit, and what steps we can take to help get you the payments you deserve. For help suing an insurance company for a denied claim, bad faith insurance, or other problems collecting on the money you need, call The Queenan Law Firm’s Dallas attorneys today. Our phone number is (817) 774-9627.